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October 04, 2021

"Money Is Destroying My Marriage" — Man's Wife Can’t Stop Spending Money

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Recently, several husbands opened up about the financial troubles they've experienced in their marriages because their wives were obsessed with spending money.

Money can often damage or completely break a marriage, and sometimes, people don't know what to do about it. A few husbands on Reddit shared their unique stories about their wives' relationships with money and how it has affected their marriages.

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We all have heard the phrase "Money can't buy happiness," but is this really true? Research suggests that money can buy happiness up to some extent. Spending it on the things and experiences you like improves your mental wellbeing, but if you overdo it, then it may have ugly consequences.

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MY WIFE CAN'T STOP SPENDING MONEY

While some research suggests that men spend more money than women, one Redditor thinks his wife is spending too much money. He revealed that his wife is constantly using their money for something, and they have to borrow money from their parents at the end of each month. Her overspending habits are driving him crazy.

The man has tried to explain to his wife how money is not just for spending, but she doesn't seem to understand. She refused to save money or invest it in something else. All she wants to do is spend it on buying things and eating out. The man even mentioned that his wife has debt that she never told him about before getting married.

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His wife's parents also think that their daughter is not trustworthy, so they have stopped lending money to them to pay their bills. On the other hand, the man prefers to save his money rather than spend it and his his wife's overspending habits are unacceptable to him. He thinks that his marriage will fall apart if this continues.

Discussing financial matters with your spouse will allow you to know about their money spending habits.

Other Redditors suggested the man should open a separate account that is not accessible to his wife. He should block all joint credit cards so that his wife doesn't spend money unnecessarily. The man took these comments seriously and decided to divide their finances. All his wife has now is her salary which she's free to spend however she likes.

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MY WIFE IS ADDICTED TO HER WORK AND MONEY

Not having enough money to fulfill your fundamental needs can lead to depression and a sense of unworthiness. It can also strain relationships. It's safe to say that money is one of the leading causes of stress in relationships. 

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He should block all joint credit cards so that his wife doesn't spend money unnecessarily.

A married Redditor shared his money-related problem with the community. He revealed that his wife of eight years is a workaholic. She's passionate and fierce about her career, but the problem is that she is overly obsessed with money. If someone from their family asks her for consultation, she quotes a high price for it. 

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He mentioned that her life revolves around earning money. She even attends phone calls and conferences when they are on vacation. The man thinks things are getting out of control because the couple doesn't have many friends, and they don't visit family because it is counted as "wasting time."

A user suggested that she must be having an end goal in mind, such as early retirement. He asked the man to discuss this with his wife and find out what was going on in her mind. Another Redditor asked the man to talk to his wife and tell her that he feels neglected. 

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HOW TO HANDLE MONEY ISSUES WITH YOUR SPOUSE?

It's no secret that money is one of the most common issues in marriages. To avoid such issues, you must talk to your spouse and learn about their "money mindset." Were they in the habit of spending mindlessly before marriage? Did they watch their parents spend a lot of money while growing up?

Discussing financial matters with your spouse will allow you to know about their money spending habits. If they are overspending, then you should talk to them about the consequences without offending them. Coming up with a monthly budget can also help avoid arguments.

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You can work out a separate budget for yourself and one for your spouse. Both of you should try to keep your expenses under the specified budget so that you can save some money at the end of the month. You can use budgeting apps to help you with this.

Another vital thing to keep in mind is to be transparent in front of your spouse regarding finances. You shouldn't lie about your expenditures thinking it will make the other person angry. If you don't tell them about the designer bag you bought last month, they will eventually find out about it, and things can quickly go out of control.

Couples should set some rules on how to spend money. There should be a way to determine if they really need to purchase a particular item. For example, they can allow each other to buy something expensive if they use it every day. If not, then they shouldn't think about investing in that item. 

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Keeping a joint bank account can also save couples from getting into money-related arguments. They can pay the household bills and buy groceries through that account. They will also be mindful of not overspending because they know their partner has access to the bank account. 

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Financial problems are enough to make a marriage fall apart, so couples should sort these matters before things get ugly. What do you think? How should a husband and wife manage their finances to avoid fights? Please share your take on this topic. We would love to know what you think.

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