![](https://cdn.amomama.com/bc684151209618e8481d21bea4a4504d634561521817585.jpeg)
Home economics and naked profits
The cost of covering up a loan
A man is getting into the shower just as his wife is finishing up her shower when the doorbell rings.
![Source: Wikimedia](https://cdn.amomama.com/9421ba50933048029633ab299a7d8e49768131521817453.jpeg)
Source: Wikimedia
The wife quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next-door neighbor. Before she says a word, Bob says, "I’ll give you $800 to drop that towel."
After thinking for a moment, the woman drops her towel and stands naked in front of Bob. After a few seconds, Bob hands her $800 and leaves. The woman wraps back up in the towel and goes back upstairs.
![Source: WIkimedia](https://cdn.amomama.com/8426f9aa0777d515344db41bbdb66f1f559161521817490.jpeg)
Source: WIkimedia
When she gets to the bathroom, her husband asks, "Who was that?"
"It was Bob the next door neighbor," she replies.
![Source: Pixhere](https://cdn.amomama.com/69f86443d27162d173ced308c4faa23f1131471521817532.jpeg)
Source: Pixhere
"Great," the husband says, "did he say anything about the $800 he owes me?"
Moral of the story: If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure.